I wouldn't put any stock (pun not really intended) in the stress test criteria as any predictive barometer.
I would be surprised if it doesn't eventually happen. I'm with Jim Rodgers. I think the Central Banks will panic as equity prices decline. We're starting to see foreign CBs do this. Last night Sweden cut their key rate to -.5 . These are crazy times. I've even heard talks of cash bans to make negative rates more effective. I guess when you dig a hole for yourself, what else are you going to do but keep diggin?
Japan went to negative interest rates. Take a look at the Nikkei this past week.
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I'm not sure how closely people here are following this, but apparently zero percent interest rates and massive quantitative easing are not getting it done. Central banks are not ready to throw in the towell just yet and admit that these policies are destructive. The latest trend is Negative Interest Rates.
The Federal Reserve included this in their latest bank stress tests. From CNBC: